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I didn’t know that there’s an expiration date with government documents.I don’t get the logic why they need the latest copy. On the other hand, Ren’s NSO birth certificate problem is that the “Place of Birth” area is empty. They asked me to go to the Municipality where Ren was born and file for a supplemental report.What will happen if you don’t pay your credit card debts? These and a lot of other questions about credit cards have been answered below, courtesy of a credit card officer which I had the opportunity to interview.Due to the sensitivity of the topic, the credit card officer, who currently works in one of the largest banks in the country, requested me to make his/her identity anonymous.Lastly, please be guided that the answers given in this article is NOT intended to replace the advice of your financial adviser or legal council.And with that disclaimer said, let’s now go to the credit card questions.As per the the documents needed posted on the DFA website, I brought with me an original NSO copy of my birth certificate and marriage contract issued by the Local Civil Registrar and duly authenticated by NSO.

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I know there are a lot of horror stories when it comes to credit card debt collection.The information in it is still the same even if I get a new one, right? That’s why it’s important to check your NSO documents first.If you’ve noticed some discrepancies like missing letters, wrong spelling, wrong date, without place of birth etc.After our visit at DFA-Alabang last April 1, I was thankful that our travel period is on August and not this month of May which is the original plan. because we’ve got a little problem with our documents.I decided to post this because I don’t want you to experience the same thing.

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